How it works

Let Us Lend a Helping Hand

The Death Committee is a mutual support scheme run by the Muslim Welfare Organisation for Muslims permanently resident in the United Kingdom. The committee is managed by trustees who oversee the fund, membership, and disbursement rules.

Apply for membership

Learn how it works

Step 1: Apply

Complete the online application form. You will need to provide:

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Proof of identity (passport, driving licence or national ID).

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Date of birth and contact details.

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Confirmation that you do not have a pre-existing critical medical condition.

Applications may be accepted or declined at MWO’s discretion.

Step 2: Pay the donations

All payments must be made by bank transfer.
The application requires:

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A one-off administrative donation (see the Membership page for amounts).

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The annual donation for the membership year.

Payments should be made using your surname and postcode as the payment reference.

Step 3: Membership activation

Membership starts on the first day of the first month of the year in which your payment is received and continues to the end of December of that year.
For subsequent years, membership runs from 1 January to 31 December and must be renewed by paying the annual donation in full on or before 1 January.

Step 4: On the death of a member

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Next of kin must contact MWO and supply a certified copy of the original death certificate.

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MWO will verify the membership and the available funds.

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Where funds are available, MWO will provide up to £3,000 towards the funeral costs. If costs exceed £3,000, the shortfall will be the responsibility of the next of kin or family.

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Additional expenses such as caskets beyond the agreed arrangements, flowers and repatriation are not covered.

Why join the Death Committee

The Muslim Welfare Organisation (MWO) provides a community-based Death Committee to help cover funeral costs for Muslim residents of the UK. Membership provides practical financial assistance, clear procedures and trustee oversight. Our scheme is run in accordance with UK law and with full respect for Islamic funeral rites.

Costs

Up to £3,000 towards funeral costs for qualifying members.

Clear T & C

Clear terms and conditions and trustee oversight.

Funeral Services

Simple online application & secure handling of documentation.

Grief Support

Dedicated phone and email support.

Claims and documentation

Payments will only be made after receipt of a certified copy of the original death certificate. MWO may request other documents to verify claims and determine the correct disbursement.

Insufficient funds and contributions

If the Death Committee fund does not hold sufficient funds to meet funeral costs, active members may be required to contribute equally to cover the shortfall.

Administration & member communications

MWO trustees oversee the fund and may provide annual statements of account to members on request.
Members must promptly report changes in residency, health or contact details.
Membership may be terminated for non-payment, fraud or material breach of these terms.

Frequently Asked Questions

Basic Info

Who can join the Death Committee?

Membership is available only to Muslims permanently resident in the United Kingdom. Proof of identity and residency may be required. Applicants with pre-existing critical medical conditions are not eligible.

What does the Death Committee cover?

The committee contributes up to £3,000 towards a qualifying member’s funeral costs, subject to available funds and the committee’s rules. Items such as repatriation outside the UK, discretionary items and extra caskets are not covered.

How much does membership cost?

Costs vary by membership type. The one-off administrative donation is £100 for most applicants. The annual donation is usually £75 per year. Over 55s may have different one-off administrative donations. See the Membership page for full pricing.

How do I pay?

All donations must be paid by bank transfer to the MWO account. Include your surname and postcode as the payment reference and email proof of payment to [email protected].

Service Info

When does membership start and end?

Membership for the initial year starts on the first day of the month in which your payment is received, and ends on 31 December of that year. Subsequent membership runs from 1 January to 31 December and must be renewed each year.

Are donations refundable?

The one-off administrative donation is non-refundable. If you cancel within 14 days of joining, 90% of the membership donation may be refunded. No refunds are given after 14 days.

How do my family make a claim?

Next of kin should contact MWO and provide a certified copy of the original death certificate and any other requested documents. Payments will be made once eligibility and funds are verified.

What happens if the fund is short of money?

If the Death Committee Fund does not contain sufficient funds, active members may be required to contribute equally to meet costs.

Learn More

What Our Families are Saying

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